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Services

Family Financial Services Products and client services menu with simple definitions

GROWTH INVESTMENT STRATEGIES

  • Annuities: Variable & Equity-Indexed 1035 Exchanges
  • College Savings Plans
  • Common & Preferred Stocks
  • Exchange Traded Funds (ETF’s)
  • Mutual Funds
  • Individual Retirement Accounts *Traditional, Roth, SEP’s, SIMPLE’s, Rollovers
  • Unit Investment Trusts (UIT’s)
  • Qualified Business Retirement Plans

INCOME INVESTMENT STRATEGIES

  • Annuities: *Immediate & Fixed
  • 1035 Exchanges
  • Certificates of Deposit
  • Corporate Notes & Bonds
  • Municipal Bonds & Tax Advantaged Income
  • Predictable, Stable, Retirement Income Planning

PROTECTION & INSURANCE PLANNING STRATEGIES

  • Disability Insurance (Individual and Business Policies)
  • Life Insurance is an asset class too! (Individual and Business Policies)
  • Long-Term Care Insurance, Healthcare Supplements
  • Medicare Plans

SPECIALTY & REAL ESTATE INVESTMENT STRATEGIES

  • Drilling, Exploration & Natural Resources Royalty Programs
  • Tenants in Common (TIC)
  • 1031 Exchange Programs
  • Publicly Registered Non-Traded Real Estate Investment Trusts (REIT’s)

ADDITIONAL STRATEGIES & CLIENT SERVICES

  • Attorney & CPA Coordinated Tax Efficiency solutions for;
  • *Charitable Giving & Philanthropy *Estate Planning, Legacy Planning & Wealth Transfer
  • *Inheritance & Legacy Planning
  • Passive Income Generator (PIG) Passive Account Losses (PAL)
  • Unrelated Business Taxable Income (UBTI)
  • Business Succession Planning
  • Comprehensive Financial Planning
  • Consulting Services; Flexibility of Service; Fee Based or Commission
  • Public Education & Seminars
  • Portfolio, Analysis, Design, Construction & Management
  • Bear Market Preservation

Simple definitions for better understanding

401(k) plan

By far the most common employer-sponsored retirement plan is the 401(k) plan.
The 401(k) plan is a defined contribution plan. It allows employees to make pre-tax contributions, and the funds contributed plus any earnings accumulate tax deferred.

Annuity

Annuities are designed to meet long-term goals such as retirement and the earnings typically accumulate tax deferred.

Disability Income Insurance

Disability insurance helps replace income lost because of an accident or illness. One survey found that 43% of people aged 40 will suffer a disability of at least 90 days before they reach age 65.

Individual Retirement Accounts (IRA’s)

An investing tool used by individuals to earn and earmark funds for retirement savings.

There are several types of IRAs: Traditional IRAs, Roth IRAs, SIMPLE IRAs and SEP IRAs.

Life Insurance

The primary purpose of life insurance is to protect your dependents financially in the event of your death. Properly positioned, the benefit from a life insurance policy can provide a steady stream of income for your family. It can also provide liquid capital to pay estate taxes and other obligations.

Long-Term Care Insurance

One of the greatest potential risks faced by America's elderly is the need for long-term care. Long-term care insurance transfers a portion of the risk of long-term care expenses to an insurance company helping to protect you and your family from potentially devastating expenses.