It Was the Best of Times, It Was the Worst of Times
All about how missing the best market days (or the worst!) might affect your portfolio.
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The seas of the market are constantly shifting. Whether the good ship IPO can set sail may depend heavily on the tides.
You face a risk for which the market does not compensate you, that can not be easily reduced through diversification.
There are some key concepts to understand when investing for retirement.